Capital One Venture Rewards vs Chase Sapphire Preferred
Compare these two cards side by side to find the best fit for your spending and travel goals.
Capital One Venture Rewards Capital One | Chase Sapphire Preferred Chase | |
|---|---|---|
| Sign-Up Bonus | 75,000 miles | 70,000 points |
| Bonus Value | $1,125 | $1,050 |
| Spend Required | $4,000 | $4,000 |
| Timeframe | 3 months | 3 months |
| Annual Fee | $95 | $95 |
| Base Rewards | 2x on all purchases | 1x on all purchases |
| Rewards Currency | Capital One Miles | Ultimate Rewards |
| Network | Visa | Visa |
| Credit Needed | Good | Good |
Capital One Venture Rewards Perks
- +Global Entry/TSA PreCheck credit
- +No foreign transaction fees
- +Transfer to 15+ airlines
Chase Sapphire Preferred Perks
- +$50 annual hotel credit
- +Primary rental car insurance
- +Trip cancellation insurance
- +No foreign transaction fees
Capital One Venture Rewards Bonus Categories
- +5x hotels/rentals via Capital One Travel
Chase Sapphire Preferred Bonus Categories
- +3x dining
- +3x streaming
- +2x travel
- +5x Lyft
Frequently Asked Questions
Which is better, Capital One Venture Rewards or Chase Sapphire Preferred?
The Capital One Venture Rewards offers a higher sign-up bonus value (75,000 miles vs 70,000 points). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the Capital One Venture Rewards and Chase Sapphire Preferred?
Yes, since the Capital One Venture Rewards is issued by Capital One and the Chase Sapphire Preferred is issued by Chase, you can apply for and hold both cards simultaneously.
What credit score do I need for these cards?
The Capital One Venture Rewards typically requires good credit, while the Chase Sapphire Preferred requires good credit. A score of 700+ is generally recommended for premium cards.