Chase
Chase Sapphire Preferred
100,000 points
~$1,500 value
Sign-Up Bonus
Bonus
100,000 points
Estimated Value
$1,500
Spend Required
$4,000
Timeframe
3 months
Bonus History
Jun 17, 2026
$1,050↑$1,500
Tracking since February 10, 2026
Earning Rates
Base Rate
1x on all purchases
Bonus Categories
3x dining3x streaming2x travel5x Lyft
Card Benefits
- ✓$50 annual hotel credit
- ✓Primary rental car insurance
- ✓Trip cancellation insurance
- ✓No foreign transaction fees
Why Consider the Chase Sapphire Preferred
The Chase Sapphire Preferred from Chase offers a 100,000 points sign-up bonus worth approximately $1,500. You need to spend $4,000 in 3 months, which requires planning but is achievable with regular expenses.
Beyond the sign-up bonus, the card earns 3x dining, 3x streaming, 2x travel, 5x Lyft on top of 1x on all purchases. Ultimate Rewards points can be transferred to airline and hotel partners for outsized value, or redeemed at 1.25-1.5x through the Chase travel portal with a Sapphire card.
The $95 annual fee is reasonable given the bonus value and ongoing rewards. The card requires good credit (670+).
Chase Application Rules
5/24 rule: Cannot be approved if you've opened 5+ cards in past 24 months
Compare This Card
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Annual Fee$95
Networkvisa
Rewards TypeUltimate Rewards
Credit Neededgood
On Chase's secure site