Best Hotel Credit Cards 2026

Earn free nights and elite status with hotel credit cards.6 cards worth $4,105+ in sign-up bonuses.

Hotel Card Benefits

Free Nights
Annual free night awards
Elite Status
Gold or Silver status included
Bonus Points
Up to 17x at properties
Chase

World of Hyatt Credit Card

30,000 points
~$1,000 value
Spend Required$15,000 in 6 months
Annual Fee$95
Base Rewards1x on all purchases
4x Hyatt2x restaurants2x airline tickets+2 more
Apply NowDetails
American Express

Hilton Honors Aspire Card

175,000 points
~$875 value
Spend Required$6,000 in 6 months
Annual Fee$550
Base Rewards3x on all purchases
14x Hilton7x restaurants7x flights booked directly
Apply NowDetails
Chase

Marriott Bonvoy Boundless

85,000 points
~$680 value
Spend Required$3,000 in 3 months
Annual Fee$95
Base Rewards2x on all purchases
6x Marriott3x dining3x groceries
Apply NowDetails
American Express

Hilton Honors Surpass Card

130,000 points
~$650 value
Spend Required$3,000 in 6 months
Annual Fee$150
Base Rewards3x on all purchases
12x Hilton6x restaurants6x groceries+1 more
Apply NowDetails
Chase

Marriott Bonvoy Bold

100,000 points
~$500 value
Spend Required$1,000 in 3 months
Annual Fee$0
Base Rewards1x on all purchases
3x Marriott2x groceries2x rideshare/food delivery+1 more
Apply NowDetails
American Express

Hilton Honors Card

80,000 points
~$400 value
Spend Required$2,000 in 6 months
Annual Fee$0
Base Rewards3x on all purchases
7x Hilton5x restaurants5x groceries+1 more
Apply NowDetails

Frequently Asked Questions

What is the best hotel credit card?

The Marriott Bonvoy Boundless offers the best combination of a large sign-up bonus and a free anniversary night. The World of Hyatt card provides the highest per-point value since Hyatt points are worth roughly 2 cents each.

Is a hotel credit card worth it if I don't travel often?

It depends. If you stay at hotels 5+ nights per year, the free anniversary night and elite status perks usually offset the annual fee. For occasional travelers, a general travel card offers more flexibility.

What is hotel elite status and how do I get it?

Elite status gives you room upgrades, late checkout, bonus points, and complimentary breakfast. Most hotel credit cards grant automatic mid-tier status (Gold or Silver) just for holding the card — no stays required.

Can I use hotel points for flights?

Some programs (like Marriott Bonvoy) allow transferring points to airline partners, though the value is lower than using them for hotel stays. Hyatt and Hilton points are best used for hotel redemptions.

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