Best Cards with Lounge Access 2026

Airport lounge access including Priority Pass, Centurion Lounges, and Capital One Lounges. 8 cards with $8,560+ in total sign-up bonus value.

American Express

The Business Platinum Card from American Express

200,000 points
~$2,400 value
Spend Required$20,000 in 3 months
Annual Fee$895
Base Rewards1x on all purchases
5x flights booked directly or via Amex Travel1.5x on purchases $5k+
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Chase

Chase Sapphire Reserve

125,000 points
~$1,875 value
Spend Required$4,000 in 3 months
Annual Fee$550
Base Rewards1x on all purchases
3x dining3x travel10x hotels via portal+1 more
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American Express

The Platinum Card from American Express

80,000 points
~$960 value
Spend Required$8,000 in 6 months
Annual Fee$695
Base Rewards1x on all purchases
5x flights booked directly5x hotels via Amex Travel
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American Express

Hilton Honors Aspire Card

175,000 points
~$875 value
Spend Required$6,000 in 6 months
Annual Fee$550
Base Rewards3x on all purchases
14x Hilton7x restaurants7x flights booked directly
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Capital One

Capital One Venture X

75,000 miles
~$750 value
Spend Required$4,000 in 3 months
Annual Fee$395
Base Rewards2x on all purchases
10x hotels via Capital One Travel5x flights via Capital One Travel
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US Bank

US Bank Altitude Reserve

50,000 points
~$750 value
Spend Required$4,500 in 3 months
Annual Fee$400
Base Rewards1x on all purchases
3x travel3x mobile wallet purchases
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American Express

Hilton Honors Surpass Card

130,000 points
~$650 value
Spend Required$3,000 in 6 months
Annual Fee$150
Base Rewards3x on all purchases
12x Hilton6x restaurants6x groceries+1 more
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US Bank

US Bank Altitude Connect

20,000 points
~$300 value
Spend Required$1,000 in 3 months
Annual Fee$0
Base Rewards1x on all purchases
5x hotels/car rentals via Travel Center4x travel and gas/EV charging (up to $1k/quarter)2x dining+2 more
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Frequently Asked Questions

Which credit cards include airport lounge access?

Several premium travel cards include lounge access. The Chase Sapphire Reserve and Capital One Venture X include Priority Pass membership, while the Amex Platinum includes Centurion Lounge access plus Priority Pass.

What is Priority Pass?

Priority Pass is a network of 1,400+ airport lounges worldwide. Cards with Priority Pass membership let you visit these lounges for free, with amenities like food, drinks, Wi-Fi, and comfortable seating.

Is lounge access worth a higher annual fee?

If you fly 4+ times per year, lounge access can easily be worth $200-400 in value through free food, drinks, and comfort. Single lounge visits typically cost $30-60 without a membership.