Citi
Citi Custom Cash Card
20,000 points
~$200 value
Sign-Up Bonus
Bonus
20,000 points
Estimated Value
$200
Spend Required
$1,500
Timeframe
3 months
Bonus History
No bonus changes detected yet. Current bonus: 20,000 points (~$200).
Tracking since February 10, 2026
Earning Rates
Base Rate
1% on all purchases
Bonus Categories
5% on top spending category (up to $500/month)
Card Benefits
- ✓No annual fee
- ✓0% intro APR for 15 months
Why Consider the Citi Custom Cash Card
The Citi Custom Cash Card from Citi offers a 20,000 points sign-up bonus worth approximately $200. The $1,500 spend requirement over 3 months is manageable for most cardholders.
Beyond the sign-up bonus, the card earns 5% on top spending category (up to $500/month) on top of 1% on all purchases. ThankYou Points can be redeemed for travel, statement credits, or gift cards.
With no annual fee, this card is a keeper — you can hold it indefinitely without cost. The card requires good credit (670+).
Citi Application Rules
48-month rule: Cannot get bonus if you received one on same card family in past 48 months
Annual Fee$0
Networkmastercard
Rewards TypeThankYou Points
Credit Neededgood
On Citi's secure site