The Business Platinum Card from American Express vs The Platinum Card from American Express
Compare these two cards side by side to find the best fit for your spending and travel goals.
The Business Platinum Card from American Express American Express | The Platinum Card from American Express American Express | |
|---|---|---|
| Sign-Up Bonus | 200,000 points | 80,000 points |
| Bonus Value | $2,400 | $960 |
| Spend Required | $20,000 | $8,000 |
| Timeframe | 3 months | 6 months |
| Annual Fee | $895 | $695 |
| Base Rewards | 1x on all purchases | 1x on all purchases |
| Rewards Currency | Membership Rewards | Membership Rewards |
| Network | Amex | Amex |
| Credit Needed | Excellent | Excellent |
The Business Platinum Card from American Express Perks
- +$200 airline fee credit
- +$200 Dell credit
- +Centurion Lounge access
- +Priority Pass
- +Global Entry/TSA PreCheck credit
- +Hilton/Marriott Gold status
- +35% points back on flights via Amex Travel
The Platinum Card from American Express Perks
- +$200 airline fee credit
- +$200 hotel credit
- +$200 Uber Cash
- +Centurion Lounge access
- +Priority Pass
- +Global Entry/TSA PreCheck credit
- +Hilton/Marriott Gold status
The Business Platinum Card from American Express Bonus Categories
- +5x flights booked directly or via Amex Travel
- +1.5x on purchases $5k+
The Platinum Card from American Express Bonus Categories
- +5x flights booked directly
- +5x hotels via Amex Travel
Frequently Asked Questions
Which is better, The Business Platinum Card from American Express or The Platinum Card from American Express?
The The Business Platinum Card from American Express offers a higher sign-up bonus value (200,000 points vs 80,000 points). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the The Business Platinum Card from American Express and The Platinum Card from American Express?
Both cards are issued by American Express, so you can hold both. However, check American Express's rules on sign-up bonus eligibility if you already have one of these cards.
What credit score do I need for these cards?
The The Business Platinum Card from American Express typically requires excellent credit, while the The Platinum Card from American Express requires excellent credit. A score of 700+ is generally recommended for premium cards.