The Business Platinum Card from American Express vs Ink Business Unlimited
Compare these two cards side by side to find the best fit for your spending and travel goals.
The Business Platinum Card from American Express American Express | Ink Business Unlimited Chase | |
|---|---|---|
| Sign-Up Bonus | 200,000 points | $750 |
| Bonus Value | $2,400 | $750 |
| Spend Required | $20,000 | $6,000 |
| Timeframe | 3 months | 3 months |
| Annual Fee | $895 | $0 |
| Base Rewards | 1x on all purchases | 1.5% on all purchases |
| Rewards Currency | Membership Rewards | Ultimate Rewards |
| Network | Amex | Visa |
| Credit Needed | Excellent | Good |
The Business Platinum Card from American Express Perks
- +$200 airline fee credit
- +$200 Dell credit
- +Centurion Lounge access
- +Priority Pass
- +Global Entry/TSA PreCheck credit
- +Hilton/Marriott Gold status
- +35% points back on flights via Amex Travel
Ink Business Unlimited Perks
- +0% intro APR for 12 months
- +No annual fee
- +Employee cards at no cost
The Business Platinum Card from American Express Bonus Categories
- +5x flights booked directly or via Amex Travel
- +1.5x on purchases $5k+
Ink Business Unlimited Bonus Categories
Flat rate on all purchases.
Frequently Asked Questions
Which is better, The Business Platinum Card from American Express or Ink Business Unlimited?
The The Business Platinum Card from American Express offers a higher sign-up bonus value (200,000 points vs $750). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the The Business Platinum Card from American Express and Ink Business Unlimited?
Yes, since the The Business Platinum Card from American Express is issued by American Express and the Ink Business Unlimited is issued by Chase, you can apply for and hold both cards simultaneously.
What credit score do I need for these cards?
The The Business Platinum Card from American Express typically requires excellent credit, while the Ink Business Unlimited requires good credit. A score of 700+ is generally recommended for premium cards.