The Platinum Card from American Express vs Capital One Venture X
Compare these two cards side by side to find the best fit for your spending and travel goals.
The Platinum Card from American Express American Express | Capital One Venture X Capital One | |
|---|---|---|
| Sign-Up Bonus | 80,000 points | 75,000 miles |
| Bonus Value | $960 | $750 |
| Spend Required | $8,000 | $4,000 |
| Timeframe | 6 months | 3 months |
| Annual Fee | $695 | $395 |
| Base Rewards | 1x on all purchases | 2x on all purchases |
| Rewards Currency | Membership Rewards | Capital One Miles |
| Network | Amex | Visa |
| Credit Needed | Excellent | Excellent |
The Platinum Card from American Express Perks
- +$200 airline fee credit
- +$200 hotel credit
- +$200 Uber Cash
- +Centurion Lounge access
- +Priority Pass
- +Global Entry/TSA PreCheck credit
- +Hilton/Marriott Gold status
Capital One Venture X Perks
- +$300 annual travel credit
- +10,000 bonus miles on anniversary
- +Capital One Lounge access
- +Priority Pass
- +Global Entry/TSA PreCheck credit
The Platinum Card from American Express Bonus Categories
- +5x flights booked directly
- +5x hotels via Amex Travel
Capital One Venture X Bonus Categories
- +10x hotels via Capital One Travel
- +5x flights via Capital One Travel
Frequently Asked Questions
Which is better, The Platinum Card from American Express or Capital One Venture X?
The The Platinum Card from American Express offers a higher sign-up bonus value (80,000 points vs 75,000 miles). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the The Platinum Card from American Express and Capital One Venture X?
Yes, since the The Platinum Card from American Express is issued by American Express and the Capital One Venture X is issued by Capital One, you can apply for and hold both cards simultaneously.
What credit score do I need for these cards?
The The Platinum Card from American Express typically requires excellent credit, while the Capital One Venture X requires excellent credit. A score of 700+ is generally recommended for premium cards.