The Platinum Card from American Express vs Chase Sapphire Reserve
Compare these two cards side by side to find the best fit for your spending and travel goals.
The Platinum Card from American Express American Express | Chase Sapphire Reserve Chase | |
|---|---|---|
| Sign-Up Bonus | 80,000 points | 125,000 points |
| Bonus Value | $960 | $1,875 |
| Spend Required | $8,000 | $4,000 |
| Timeframe | 6 months | 3 months |
| Annual Fee | $695 | $550 |
| Base Rewards | 1x on all purchases | 1x on all purchases |
| Rewards Currency | Membership Rewards | Ultimate Rewards |
| Network | Amex | Visa |
| Credit Needed | Excellent | Excellent |
The Platinum Card from American Express Perks
- +$200 airline fee credit
- +$200 hotel credit
- +$200 Uber Cash
- +Centurion Lounge access
- +Priority Pass
- +Global Entry/TSA PreCheck credit
- +Hilton/Marriott Gold status
Chase Sapphire Reserve Perks
- +$300 annual travel credit
- +Priority Pass lounge access
- +Global Entry/TSA PreCheck credit
- +Primary rental car insurance
- +No foreign transaction fees
The Platinum Card from American Express Bonus Categories
- +5x flights booked directly
- +5x hotels via Amex Travel
Chase Sapphire Reserve Bonus Categories
- +3x dining
- +3x travel
- +10x hotels via portal
- +10x car rentals via portal
Frequently Asked Questions
Which is better, The Platinum Card from American Express or Chase Sapphire Reserve?
The Chase Sapphire Reserve offers a higher sign-up bonus value (125,000 points vs 80,000 points). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the The Platinum Card from American Express and Chase Sapphire Reserve?
Yes, since the The Platinum Card from American Express is issued by American Express and the Chase Sapphire Reserve is issued by Chase, you can apply for and hold both cards simultaneously.
What credit score do I need for these cards?
The The Platinum Card from American Express typically requires excellent credit, while the Chase Sapphire Reserve requires excellent credit. A score of 700+ is generally recommended for premium cards.