Capital One SavorOne vs Chase Freedom Unlimited
Compare these two cards side by side to find the best fit for your spending and travel goals.
Capital One SavorOne Capital One | Chase Freedom Unlimited Chase | |
|---|---|---|
| Sign-Up Bonus | $200 | $200 |
| Bonus Value | $200 | $200 |
| Spend Required | $500 | $500 |
| Timeframe | 3 months | 3 months |
| Annual Fee | $0 | $0 |
| Base Rewards | 1% on all purchases | 1.5% on all purchases |
| Rewards Currency | Cash Back | Ultimate Rewards |
| Network | Mastercard | Visa |
| Credit Needed | Good | Good |
Capital One SavorOne Bonus Categories
- +3% dining
- +3% entertainment
- +3% streaming
- +3% groceries
- +5% hotels via Capital One
Chase Freedom Unlimited Bonus Categories
- +3% dining
- +3% drugstores
- +5% travel via Chase portal
Frequently Asked Questions
Which is better, Capital One SavorOne or Chase Freedom Unlimited?
The Capital One SavorOne offers a higher sign-up bonus value ($200 vs $200). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the Capital One SavorOne and Chase Freedom Unlimited?
Yes, since the Capital One SavorOne is issued by Capital One and the Chase Freedom Unlimited is issued by Chase, you can apply for and hold both cards simultaneously.
What credit score do I need for these cards?
The Capital One SavorOne typically requires good credit, while the Chase Freedom Unlimited requires good credit. A score of 700+ is generally recommended for premium cards.