Capital One Venture Rewards vs Chase Sapphire Reserve
Compare these two cards side by side to find the best fit for your spending and travel goals.
Capital One Venture Rewards Capital One | Chase Sapphire Reserve Chase | |
|---|---|---|
| Sign-Up Bonus | 75,000 miles | 125,000 points |
| Bonus Value | $1,125 | $1,875 |
| Spend Required | $4,000 | $4,000 |
| Timeframe | 3 months | 3 months |
| Annual Fee | $95 | $550 |
| Base Rewards | 2x on all purchases | 1x on all purchases |
| Rewards Currency | Capital One Miles | Ultimate Rewards |
| Network | Visa | Visa |
| Credit Needed | Good | Excellent |
Capital One Venture Rewards Perks
- +Global Entry/TSA PreCheck credit
- +No foreign transaction fees
- +Transfer to 15+ airlines
Chase Sapphire Reserve Perks
- +$300 annual travel credit
- +Priority Pass lounge access
- +Global Entry/TSA PreCheck credit
- +Primary rental car insurance
- +No foreign transaction fees
Capital One Venture Rewards Bonus Categories
- +5x hotels/rentals via Capital One Travel
Chase Sapphire Reserve Bonus Categories
- +3x dining
- +3x travel
- +10x hotels via portal
- +10x car rentals via portal
Frequently Asked Questions
Which is better, Capital One Venture Rewards or Chase Sapphire Reserve?
The Chase Sapphire Reserve offers a higher sign-up bonus value (125,000 points vs 75,000 miles). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the Capital One Venture Rewards and Chase Sapphire Reserve?
Yes, since the Capital One Venture Rewards is issued by Capital One and the Chase Sapphire Reserve is issued by Chase, you can apply for and hold both cards simultaneously.
What credit score do I need for these cards?
The Capital One Venture Rewards typically requires good credit, while the Chase Sapphire Reserve requires excellent credit. A score of 700+ is generally recommended for premium cards.