Capital One Venture Rewards vs United Explorer Card
Compare these two cards side by side to find the best fit for your spending and travel goals.
Capital One Venture Rewards Capital One | United Explorer Card Chase | |
|---|---|---|
| Sign-Up Bonus | 75,000 miles | 85,000 miles |
| Bonus Value | $1,125 | $1,275 |
| Spend Required | $4,000 | $3,000 |
| Timeframe | 3 months | 3 months |
| Annual Fee | $95 | $150 |
| Base Rewards | 2x on all purchases | 1x on all purchases |
| Rewards Currency | Capital One Miles | United MileagePlus |
| Network | Visa | Visa |
| Credit Needed | Good | Good |
Capital One Venture Rewards Perks
- +Global Entry/TSA PreCheck credit
- +No foreign transaction fees
- +Transfer to 15+ airlines
United Explorer Card Perks
- +Free first checked bag
- +Priority boarding
- +2 United Club passes/year
Capital One Venture Rewards Bonus Categories
- +5x hotels/rentals via Capital One Travel
United Explorer Card Bonus Categories
- +2x United
- +2x dining
- +2x hotels
Frequently Asked Questions
Which is better, Capital One Venture Rewards or United Explorer Card?
The United Explorer Card offers a higher sign-up bonus value (85,000 miles vs 75,000 miles). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the Capital One Venture Rewards and United Explorer Card?
Yes, since the Capital One Venture Rewards is issued by Capital One and the United Explorer Card is issued by Chase, you can apply for and hold both cards simultaneously.
What credit score do I need for these cards?
The Capital One Venture Rewards typically requires good credit, while the United Explorer Card requires good credit. A score of 700+ is generally recommended for premium cards.