Capital One Venture X vs Chase Sapphire Reserve
Compare these two cards side by side to find the best fit for your spending and travel goals.
Capital One Venture X Capital One | Chase Sapphire Reserve Chase | |
|---|---|---|
| Sign-Up Bonus | 75,000 miles | 125,000 points |
| Bonus Value | $750 | $1,875 |
| Spend Required | $4,000 | $4,000 |
| Timeframe | 3 months | 3 months |
| Annual Fee | $395 | $550 |
| Base Rewards | 2x on all purchases | 1x on all purchases |
| Rewards Currency | Capital One Miles | Ultimate Rewards |
| Network | Visa | Visa |
| Credit Needed | Excellent | Excellent |
Capital One Venture X Perks
- +$300 annual travel credit
- +10,000 bonus miles on anniversary
- +Capital One Lounge access
- +Priority Pass
- +Global Entry/TSA PreCheck credit
Chase Sapphire Reserve Perks
- +$300 annual travel credit
- +Priority Pass lounge access
- +Global Entry/TSA PreCheck credit
- +Primary rental car insurance
- +No foreign transaction fees
Capital One Venture X Bonus Categories
- +10x hotels via Capital One Travel
- +5x flights via Capital One Travel
Chase Sapphire Reserve Bonus Categories
- +3x dining
- +3x travel
- +10x hotels via portal
- +10x car rentals via portal
Frequently Asked Questions
Which is better, Capital One Venture X or Chase Sapphire Reserve?
The Chase Sapphire Reserve offers a higher sign-up bonus value (125,000 points vs 75,000 miles). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the Capital One Venture X and Chase Sapphire Reserve?
Yes, since the Capital One Venture X is issued by Capital One and the Chase Sapphire Reserve is issued by Chase, you can apply for and hold both cards simultaneously.
What credit score do I need for these cards?
The Capital One Venture X typically requires excellent credit, while the Chase Sapphire Reserve requires excellent credit. A score of 700+ is generally recommended for premium cards.