Chase Freedom Unlimited vs Citi Double Cash Card
Compare these two cards side by side to find the best fit for your spending and travel goals.
Chase Freedom Unlimited Chase | Citi Double Cash Card Citi | |
|---|---|---|
| Sign-Up Bonus | $200 | $200 |
| Bonus Value | $200 | $200 |
| Spend Required | $500 | $1,500 |
| Timeframe | 3 months | 6 months |
| Annual Fee | $0 | $0 |
| Base Rewards | 1.5% on all purchases | 2% on all purchases (1% when you buy, 1% when you pay) |
| Rewards Currency | Ultimate Rewards | ThankYou Points |
| Network | Visa | Mastercard |
| Credit Needed | Good | Good |
Citi Double Cash Card Perks
- +No annual fee
- +0% intro APR on balance transfers for 18 months
Chase Freedom Unlimited Bonus Categories
- +3% dining
- +3% drugstores
- +5% travel via Chase portal
Citi Double Cash Card Bonus Categories
Flat rate on all purchases.
Frequently Asked Questions
Which is better, Chase Freedom Unlimited or Citi Double Cash Card?
The Chase Freedom Unlimited offers a higher sign-up bonus value ($200 vs $200). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the Chase Freedom Unlimited and Citi Double Cash Card?
Yes, since the Chase Freedom Unlimited is issued by Chase and the Citi Double Cash Card is issued by Citi, you can apply for and hold both cards simultaneously.
What credit score do I need for these cards?
The Chase Freedom Unlimited typically requires good credit, while the Citi Double Cash Card requires good credit. A score of 700+ is generally recommended for premium cards.