Citi Premier Card vs Wells Fargo Autograph Journey Card

Compare these two cards side by side to find the best fit for your spending and travel goals.

Citi Premier Card
Citi
Wells Fargo Autograph Journey Card
Wells Fargo
Sign-Up Bonus60,000 points60,000 points
Bonus Value$600$900
Spend Required$4,000$4,000
Timeframe3 months3 months
Annual Fee$95$95
Base Rewards1x on all purchases1x on all purchases
Rewards CurrencyThankYou PointsWells Fargo Rewards
NetworkMastercardVisa
Credit NeededGoodGood

Citi Premier Card Perks

  • +$100 annual hotel savings benefit
  • +No foreign transaction fees

Wells Fargo Autograph Journey Card Perks

  • +$50 annual airline credit
  • +No foreign transaction fees
  • +Transfer to airline/hotel partners

Citi Premier Card Bonus Categories

  • +3x restaurants
  • +3x supermarkets
  • +3x gas
  • +3x air travel
  • +3x hotels

Wells Fargo Autograph Journey Card Bonus Categories

  • +5x hotels
  • +4x airlines
  • +3x restaurants
  • +3x other travel

Frequently Asked Questions

Which is better, Citi Premier Card or Wells Fargo Autograph Journey Card?

The Wells Fargo Autograph Journey Card offers a higher sign-up bonus value (60,000 points vs 60,000 points). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.

Can I have both the Citi Premier Card and Wells Fargo Autograph Journey Card?

Yes, since the Citi Premier Card is issued by Citi and the Wells Fargo Autograph Journey Card is issued by Wells Fargo, you can apply for and hold both cards simultaneously.

What credit score do I need for these cards?

The Citi Premier Card typically requires good credit, while the Wells Fargo Autograph Journey Card requires good credit. A score of 700+ is generally recommended for premium cards.