Discover it Cash Back vs Discover it Miles
Compare these two cards side by side to find the best fit for your spending and travel goals.
Discover it Cash Back Discover | Discover it Miles Discover | |
|---|---|---|
| Sign-Up Bonus | Cashback Match | Cashback Match |
| Bonus Value | $150 | $200 |
| Spend Required | $0 | $0 |
| Timeframe | 12 months | 12 months |
| Annual Fee | $0 | $0 |
| Base Rewards | 1% on all purchases | 1.5x on all purchases |
| Rewards Currency | Cashback Bonus | Miles |
| Network | Discover | Discover |
| Credit Needed | Good | Good |
Discover it Miles Perks
- +No annual fee
- +Miles Match first year
- +Free FICO score
- +No foreign transaction fees
Discover it Cash Back Bonus Categories
- +5% rotating categories (quarterly, up to $1,500)
Discover it Miles Bonus Categories
Flat rate on all purchases.
Frequently Asked Questions
Which is better, Discover it Cash Back or Discover it Miles?
The Discover it Miles offers a higher sign-up bonus value (Cashback Match vs Cashback Match). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the Discover it Cash Back and Discover it Miles?
Both cards are issued by Discover, so you can hold both. However, check Discover's rules on sign-up bonus eligibility if you already have one of these cards.
What credit score do I need for these cards?
The Discover it Cash Back typically requires good credit, while the Discover it Miles requires good credit. A score of 700+ is generally recommended for premium cards.