Credit Cards with 100K+ Bonuses
The biggest credit card sign-up bonuses available right now. Cards offering 100,000 or more points, typically worth $1,200-$2,400+.
American Express Business Gold
The Business Platinum Card from American Express
Chase Sapphire Reserve
Ink Business Preferred
Delta SkyMiles Platinum Card
Hilton Honors Aspire Card
Hilton Honors Surpass Card
Maximizing 100K+ Bonuses
Cards with 100,000+ point bonuses typically require higher minimum spend ($4,000-$8,000 in 3 months) and come with annual fees ($95-$695). But the math almost always works in your favor for the first year.
The key to maximizing these bonuses is understanding how much each type of point is worth and redeeming them through the right channels. Transferring to airline and hotel partners typically yields 50-100% more value than cashing out.
For help hitting the higher spend requirements, see our minimum spend strategies guide.
Frequently Asked Questions
Which credit cards have 100,000 point bonuses?
Cards that frequently offer 100K+ bonuses include the Chase Sapphire Reserve, Amex Platinum, Capital One Venture X, Chase Ink Business Preferred, and Amex Business Platinum. Bonus amounts change regularly — check current offers on this page.
How much is 100,000 points worth?
It depends on the rewards program. 100,000 Chase Ultimate Rewards points are worth approximately $1,500 when transferred to travel partners. 100,000 Amex Membership Rewards points are worth about $1,500. 100,000 airline miles are typically worth $1,200-$1,500 for economy flights, or significantly more for business/first class.
Are 100K bonus cards worth the annual fee?
Almost always in the first year. Even a $695 annual fee card with a 100K bonus worth $1,500 nets you $800+ in profit the first year. After year one, evaluate whether the card's ongoing perks and credits offset the annual fee — if not, downgrade to a no-fee card.
Can I get multiple 100K bonuses?
Yes, by getting different cards. Most issuers allow bonuses on different products within their family. For example, you can earn bonuses on both the Chase Sapphire Preferred and Chase Ink Business Preferred. Same-card bonuses typically require waiting 24-48 months.