Ink Business Preferred
Sign-Up Bonus
Bonus History
No bonus changes detected yet. Current bonus: 100,000 points (~$1,250).
Tracking since February 10, 2026
Earning Rates
Card Benefits
- ✓Cell phone protection
- ✓Trip cancellation insurance
- ✓No foreign transaction fees
Why Consider the Ink Business Preferred
The Ink Business Preferred from Chase offers a 100,000 points sign-up bonus worth approximately $1,250. You need to spend $8,000 in 3 months, which requires planning but is achievable with regular expenses.
As a business card, the Ink Business Preferred does not report to personal credit bureaus (for most issuers) and does not count toward Chase's 5/24 limit — though you must be under 5/24 to be approved. You do not need an LLC to apply — sole proprietors with any side income qualify.
Beyond the sign-up bonus, the card earns 3x travel, 3x shipping, 3x internet/cable/phone, 3x advertising on top of 1x on all purchases. Ultimate Rewards points can be transferred to airline and hotel partners for outsized value, or redeemed at 1.25-1.5x through the Chase travel portal with a Sapphire card.
The $95 annual fee is reasonable given the bonus value and ongoing rewards. The card requires good credit (670+).
Chase Application Rules
5/24 rule: Cannot be approved if you've opened 5+ cards in past 24 months
Compare This Card
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