Bank of America

Bank of America Premium Rewards

60,000 points
~$600 value

Sign-Up Bonus

Bonus
60,000 points
Estimated Value
$600
Spend Required
$4,000
Timeframe
3 months

Bonus History

No bonus changes detected yet. Current bonus: 60,000 points (~$600).

Tracking since February 10, 2026

Earning Rates

Base Rate
1.5x on all purchases
Bonus Categories
2x travel2x dining

Card Benefits

  • $100 airline incidental credit
  • Global Entry/TSA PreCheck credit
  • No foreign transaction fees

Why Consider the Bank of America Premium Rewards

The Bank of America Premium Rewards from Bank of America offers a 60,000 points sign-up bonus worth approximately $600. You need to spend $4,000 in 3 months, which requires planning but is achievable with regular expenses.

Beyond the sign-up bonus, the card earns 2x travel, 2x dining on top of 1.5x on all purchases. Bank of America Points can be redeemed for travel, statement credits, or gift cards.

The $95 annual fee is reasonable given the bonus value and ongoing rewards. The card requires excellent credit (750+).

Bank of America Application Rules

2/3/4 rule: Max 2 cards in 30 days, 3 in 12 months, 4 in 24 months

Annual Fee$95
Networkvisa
Rewards TypeBank of America Points
Credit Neededexcellent
Apply Now

On Bank of America's secure site