The Platinum Card from American Express vs Bank of America Premium Rewards
Compare these two cards side by side to find the best fit for your spending and travel goals.
The Platinum Card from American Express American Express | Bank of America Premium Rewards Bank of America | |
|---|---|---|
| Sign-Up Bonus | 175,000 points | 60,000 points |
| Bonus Value | $1,050 | $900 |
| Spend Required | $8,000 | $4,000 |
| Timeframe | 6 months | 3 months |
| Annual Fee | $895 | $95 |
| Base Rewards | 1x on all purchases | 1.5x on all purchases |
| Rewards Currency | Membership Rewards | Bank of America Points |
| Network | Amex | Visa |
| Credit Needed | Excellent | Excellent |
The Platinum Card from American Express Perks
- +$200 airline fee credit
- +$200 hotel credit
- +$200 Uber Cash
- +Centurion Lounge access
- +Priority Pass
- +Global Entry/TSA PreCheck credit
- +Hilton/Marriott Gold status
Bank of America Premium Rewards Perks
- +$100 airline incidental credit
- +Global Entry/TSA PreCheck credit
- +No foreign transaction fees
The Platinum Card from American Express Bonus Categories
- +5x flights booked directly
- +5x hotels via Amex Travel
Bank of America Premium Rewards Bonus Categories
- +2x travel
- +2x dining
Frequently Asked Questions
Which is better, The Platinum Card from American Express or Bank of America Premium Rewards?
The The Platinum Card from American Express offers a higher sign-up bonus value (175,000 points vs 60,000 points). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the The Platinum Card from American Express and Bank of America Premium Rewards?
Yes, since the The Platinum Card from American Express is issued by American Express and the Bank of America Premium Rewards is issued by Bank of America, you can apply for and hold both cards simultaneously.
What credit score do I need for these cards?
The The Platinum Card from American Express typically requires excellent credit, while the Bank of America Premium Rewards requires excellent credit. A score of 700+ is generally recommended for premium cards.