Ink Business Cash
Annual fee: $0
Sign-Up Bonus
We last confirmed this offer on 2026-09-23; the current offer needs rechecking. The bonus and value are unconfirmed estimates, so check the issuer for the current offer.
Value assumptions and offer source
Cash bonus at face value. Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.
Offer last checked 2026-09-23.
Offer sourceBonus History
Earning Rates
Card Benefits
- ✓No annual fee
- ✓Employee cards at no additional cost
Why Consider the Ink Business Cash
The Ink Business Cash from Chase offers a $750 sign-up bonus worth approximately $750. You need to spend $6,000 in 3 months, which requires planning but is achievable with regular expenses.
As a business card, the Ink Business Cash does not report to personal credit bureaus (for most issuers) and does not count toward Chase's 5/24 limit — though you must be under 5/24 to be approved. You do not need an LLC to apply — sole proprietors with any side income qualify.
Beyond the sign-up bonus, the card earns 5% combined office-supply, internet, cable and phone purchases, up to $25,000 per account anniversary year, 2% combined gas-station and restaurant purchases, up to $25,000 per account anniversary year on top of 1% on other purchases. Ultimate Rewards points can be transferred to airline and hotel partners for outsized value, or redeemed at 1.25-1.5x through the Chase travel portal with a Sapphire card.
With no annual fee, this card is a keeper — you can hold it indefinitely without cost. The card requires good credit (670+).
Chase Application Rules
5/24 rule: Cannot be approved if you've opened 5+ cards in past 24 months