Ink Business Preferred vs Ink Business Cash
Compare these two cards side by side to find the best fit for your spending and travel goals.
Ink Business Preferred Chase | Ink Business Cash Chase | |
|---|---|---|
| Sign-Up Bonus | 100,000 points | $750 |
| Bonus Value | $1,250 | $750 |
| Spend Required | $8,000 | $6,000 |
| Timeframe | 3 months | 3 months |
| Annual Fee | $95 | $0 |
| Base Rewards | 1x on all purchases | 1% on all purchases |
| Rewards Currency | Ultimate Rewards | Ultimate Rewards |
| Network | Visa | Visa |
| Credit Needed | Good | Good |
Ink Business Preferred Perks
- +Cell phone protection
- +Trip cancellation insurance
- +No foreign transaction fees
Ink Business Cash Perks
- +No annual fee
- +0% intro APR for 12 months
- +Employee cards at no cost
- +Purchase protection
- +Extended warranty
Ink Business Preferred Bonus Categories
- +3x travel
- +3x shipping
- +3x internet/cable/phone
- +3x advertising
Ink Business Cash Bonus Categories
- +5% office supply stores (up to $25k/yr)
- +5% internet/cable/phone (up to $25k/yr)
- +2% gas (up to $25k/yr)
- +2% restaurants (up to $25k/yr)
Frequently Asked Questions
Which is better, Ink Business Preferred or Ink Business Cash?
The Ink Business Preferred offers a higher sign-up bonus value (100,000 points vs $750). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the Ink Business Preferred and Ink Business Cash?
Both cards are issued by Chase, so you can hold both. However, check Chase's rules on sign-up bonus eligibility if you already have one of these cards.
What credit score do I need for these cards?
The Ink Business Preferred typically requires good credit, while the Ink Business Cash requires good credit. A score of 700+ is generally recommended for premium cards.