Wells Fargo Active Cash Card
Annual fee: $0
Sign-Up Bonus
WEB/WF public offer; offers may vary by channel and time.
- Credit approval is required; eligibility is not guaranteed.
- You may not qualify for another Wells Fargo consumer credit card if you opened one in the last 4 months.
- You may not be eligible for introductory offers if you currently have Active Cash or opened it within the last 48 months, even if that account is closed with a zero balance.
- Product switches do not receive a new rewards bonus or introductory APR.
Qualifying purchases and bonus timing
- Returns and credits reduce qualifying purchases.
- Cash advances and equivalents, including ATM transactions, money orders, prepaid gift cards, traveler’s checks, wire and person-to-person transfers, overdraft advances and digital currencies, do not qualify.
- Balance transfers and SUPERCHECKS do not qualify.
- Disputed, illegal or agreement-violating purchases, fees, interest and gambling transactions do not qualify.
The product page says bonus rewards become redeemable within 60 days after they are earned.
The linked terms say the bonus posts within one to two billing periods after it is earned.
Official offer termsValue assumptions and offer source
Cash bonus at face value. Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.
Offer last checked 2026-10-11.
Offer sourceAt least $500 in net purchases must post to your account within 3 months from account opening to earn the bonus. Eligibility: Credit approval is required; eligibility is not guaranteed. You may not qualify for another Wells Fargo consumer credit card if you opened one in the last 4 months. You may not be eligible for introductory offers if you currently have Active Cash or opened it within the last 48 months, even if that account is closed with a zero balance. Product switches do not receive a new rewards bonus or introductory APR. Exclusions: Returns and credits reduce qualifying purchases. Cash advances and equivalents, including ATM transactions, money orders, prepaid gift cards, traveler’s checks, wire and person-to-person transfers, overdraft advances and digital currencies, do not qualify. Balance transfers and SUPERCHECKS do not qualify. Disputed, illegal or agreement-violating purchases, fees, interest and gambling transactions do not qualify. The product page says bonus rewards become redeemable within 60 days after they are earned. The linked terms say the bonus posts within one to two billing periods after it is earned.
Bonus History
No bonus changes detected yet. Current bonus: $100 (~$100).
Earning Rates
Card Benefits
- ✓No annual fee
- ✓Cell phone protection
- ✓0% intro APR for 12 months on purchases and qualifying balance transfers; request transfers within 120 days
Why Consider the Wells Fargo Active Cash Card
The Wells Fargo Active Cash Card from Wells Fargo offers a $100 sign-up bonus worth approximately $100. At least $500 in net purchases must post to your account within 3 months from account opening to earn the bonus. Eligibility: Credit approval is required; eligibility is not guaranteed. You may not qualify for another Wells Fargo consumer credit card if you opened one in the last 4 months. You may not be eligible for introductory offers if you currently have Active Cash or opened it within the last 48 months, even if that account is closed with a zero balance. Product switches do not receive a new rewards bonus or introductory APR. Exclusions: Returns and credits reduce qualifying purchases. Cash advances and equivalents, including ATM transactions, money orders, prepaid gift cards, traveler’s checks, wire and person-to-person transfers, overdraft advances and digital currencies, do not qualify. Balance transfers and SUPERCHECKS do not qualify. Disputed, illegal or agreement-violating purchases, fees, interest and gambling transactions do not qualify. The product page says bonus rewards become redeemable within 60 days after they are earned. The linked terms say the bonus posts within one to two billing periods after it is earned.
With no annual fee, this card is a keeper — you can hold it indefinitely without cost. The card requires good credit (670+).
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