Chase Freedom Unlimited vs Wells Fargo Active Cash Card
Compare these two cards side by side to find the best fit for your spending and travel goals.
Chase Freedom Unlimited Chase | Wells Fargo Active Cash Card Wells Fargo | |
|---|---|---|
| Sign-Up Bonus | $200 | $200 |
| Bonus Value | $200 | $200 |
| Spend Required | $500 | $1,500 |
| Timeframe | 3 months | 6 months |
| Annual Fee | $0 | $0 |
| Base Rewards | 1.5% on all purchases | 2% on all purchases |
| Rewards Currency | Ultimate Rewards | Cash Rewards |
| Network | Visa | Visa |
| Credit Needed | Good | Good |
Wells Fargo Active Cash Card Perks
- +No annual fee
- +Cell phone protection
- +0% intro APR for 15 months
Chase Freedom Unlimited Bonus Categories
- +3% dining
- +3% drugstores
- +5% travel via Chase portal
Wells Fargo Active Cash Card Bonus Categories
Flat rate on all purchases.
Frequently Asked Questions
Which is better, Chase Freedom Unlimited or Wells Fargo Active Cash Card?
The Chase Freedom Unlimited offers a higher sign-up bonus value ($200 vs $200). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the Chase Freedom Unlimited and Wells Fargo Active Cash Card?
Yes, since the Chase Freedom Unlimited is issued by Chase and the Wells Fargo Active Cash Card is issued by Wells Fargo, you can apply for and hold both cards simultaneously.
What credit score do I need for these cards?
The Chase Freedom Unlimited typically requires good credit, while the Wells Fargo Active Cash Card requires good credit. A score of 700+ is generally recommended for premium cards.