Blue Cash Everyday Card vs Blue Cash Preferred Card

Compare these two cards side by side to find the best fit for your spending and travel goals.

Blue Cash Everyday Card
American Express
Blue Cash Preferred Card
American Express
Sign-Up Bonus$200$350
Bonus Value$200$350
Spend Required$2,000$3,000
Timeframe6 months6 months
Annual Fee$0$0
Base Rewards1% on all purchases1% on all purchases
Rewards CurrencyStatement CreditStatement Credit
NetworkAmexAmex
Credit NeededGoodGood

Blue Cash Everyday Card Perks

  • +No annual fee
  • +0% intro APR for 15 months

Blue Cash Preferred Card Perks

  • +$0 annual fee first year (then $95)
  • +0% intro APR for 12 months

Blue Cash Everyday Card Bonus Categories

  • +3% groceries (up to $6k/yr)
  • +3% gas
  • +3% online retail

Blue Cash Preferred Card Bonus Categories

  • +6% groceries (up to $6k/yr)
  • +6% streaming
  • +3% transit
  • +3% gas

Frequently Asked Questions

Which is better, Blue Cash Everyday Card or Blue Cash Preferred Card?

The Blue Cash Preferred Card offers a higher sign-up bonus value ($350 vs $200). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.

Can I have both the Blue Cash Everyday Card and Blue Cash Preferred Card?

Both cards are issued by American Express, so you can hold both. However, check American Express's rules on sign-up bonus eligibility if you already have one of these cards.

What credit score do I need for these cards?

The Blue Cash Everyday Card typically requires good credit, while the Blue Cash Preferred Card requires good credit. A score of 700+ is generally recommended for premium cards.