Blue Cash Preferred Card

The Blue Cash Preferred Card from American Express offers a $350 sign-up bonus worth approximately $350. The $3,000 spend requirement over 6 months is manageable for most cardholders.

Beyond the sign-up bonus, the card earns 6% groceries (up to $6k/yr), 6% streaming, 3% transit, 3% gas on top of 1% on all purchases. Statement Credit can be redeemed for travel, statement credits, or gift cards.

With no annual fee, this card is a keeper — you can hold it indefinitely without cost. The card requires good credit (670+).