Blue Cash Preferred Card vs Chase Freedom Unlimited
Compare these two cards side by side to find the best fit for your spending and travel goals.
Blue Cash Preferred Card American Express | Chase Freedom Unlimited Chase | |
|---|---|---|
| Sign-Up Bonus | $350 | $200 |
| Bonus Value | $350 | $200 |
| Spend Required | $3,000 | $500 |
| Timeframe | 6 months | 3 months |
| Annual Fee | $0 | $0 |
| Base Rewards | 1% on all purchases | 1.5% on all purchases |
| Rewards Currency | Statement Credit | Ultimate Rewards |
| Network | Amex | Visa |
| Credit Needed | Good | Good |
Blue Cash Preferred Card Perks
- +$0 annual fee first year (then $95)
- +0% intro APR for 12 months
Blue Cash Preferred Card Bonus Categories
- +6% groceries (up to $6k/yr)
- +6% streaming
- +3% transit
- +3% gas
Chase Freedom Unlimited Bonus Categories
- +3% dining
- +3% drugstores
- +5% travel via Chase portal
Frequently Asked Questions
Which is better, Blue Cash Preferred Card or Chase Freedom Unlimited?
The Blue Cash Preferred Card offers a higher sign-up bonus value ($350 vs $200). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the Blue Cash Preferred Card and Chase Freedom Unlimited?
Yes, since the Blue Cash Preferred Card is issued by American Express and the Chase Freedom Unlimited is issued by Chase, you can apply for and hold both cards simultaneously.
What credit score do I need for these cards?
The Blue Cash Preferred Card typically requires good credit, while the Chase Freedom Unlimited requires good credit. A score of 700+ is generally recommended for premium cards.