American Express Business Gold vs Ink Business Preferred
Compare these two cards side by side to find the best fit for your spending and travel goals.
American Express Business Gold American Express | Ink Business Preferred Chase | |
|---|---|---|
| Sign-Up Bonus | 200,000 points | 100,000 points |
| Bonus Value | $2,400 | $1,250 |
| Spend Required | $15,000 | $8,000 |
| Timeframe | 3 months | 3 months |
| Annual Fee | $375 | $95 |
| Base Rewards | 1x on all purchases | 1x on all purchases |
| Rewards Currency | Membership Rewards | Ultimate Rewards |
| Network | Amex | Visa |
| Credit Needed | Good | Good |
American Express Business Gold Perks
- +Flexible payment options
- +Expense management tools
- +Transfer to 20+ airline/hotel partners
- +No foreign transaction fees
Ink Business Preferred Perks
- +Cell phone protection
- +Trip cancellation insurance
- +No foreign transaction fees
American Express Business Gold Bonus Categories
- +4x on top 2 categories each month (up to $150k/yr)
- +Categories: airfare, advertising, gas, shipping, computing, restaurants
Ink Business Preferred Bonus Categories
- +3x travel
- +3x shipping
- +3x internet/cable/phone
- +3x advertising
Frequently Asked Questions
Which is better, American Express Business Gold or Ink Business Preferred?
The American Express Business Gold offers a higher sign-up bonus value (200,000 points vs 100,000 points). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the American Express Business Gold and Ink Business Preferred?
Yes, since the American Express Business Gold is issued by American Express and the Ink Business Preferred is issued by Chase, you can apply for and hold both cards simultaneously.
What credit score do I need for these cards?
The American Express Business Gold typically requires good credit, while the Ink Business Preferred requires good credit. A score of 700+ is generally recommended for premium cards.