The Business Platinum Card from American Express vs Ink Business Preferred
Compare these two cards side by side to find the best fit for your spending and travel goals.
The Business Platinum Card from American Express American Express | Ink Business Preferred Chase | |
|---|---|---|
| Sign-Up Bonus | 200,000 points | 100,000 points |
| Bonus Value | $2,400 | $1,250 |
| Spend Required | $20,000 | $8,000 |
| Timeframe | 3 months | 3 months |
| Annual Fee | $895 | $95 |
| Base Rewards | 1x on all purchases | 1x on all purchases |
| Rewards Currency | Membership Rewards | Ultimate Rewards |
| Network | Amex | Visa |
| Credit Needed | Excellent | Good |
The Business Platinum Card from American Express Perks
- +$200 airline fee credit
- +$200 Dell credit
- +Centurion Lounge access
- +Priority Pass
- +Global Entry/TSA PreCheck credit
- +Hilton/Marriott Gold status
- +35% points back on flights via Amex Travel
Ink Business Preferred Perks
- +Cell phone protection
- +Trip cancellation insurance
- +No foreign transaction fees
The Business Platinum Card from American Express Bonus Categories
- +5x flights booked directly or via Amex Travel
- +1.5x on purchases $5k+
Ink Business Preferred Bonus Categories
- +3x travel
- +3x shipping
- +3x internet/cable/phone
- +3x advertising
Frequently Asked Questions
Which is better, The Business Platinum Card from American Express or Ink Business Preferred?
The The Business Platinum Card from American Express offers a higher sign-up bonus value (200,000 points vs 100,000 points). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the The Business Platinum Card from American Express and Ink Business Preferred?
Yes, since the The Business Platinum Card from American Express is issued by American Express and the Ink Business Preferred is issued by Chase, you can apply for and hold both cards simultaneously.
What credit score do I need for these cards?
The The Business Platinum Card from American Express typically requires excellent credit, while the Ink Business Preferred requires good credit. A score of 700+ is generally recommended for premium cards.