Capital One SavorOne vs Citi Custom Cash Card
Compare these two cards side by side to find the best fit for your spending and travel goals.
Capital One SavorOne Capital One | Citi Custom Cash Card Citi | |
|---|---|---|
| Sign-Up Bonus | $200 | 20,000 points |
| Bonus Value | $200 | $200 |
| Spend Required | $500 | $1,500 |
| Timeframe | 3 months | 3 months |
| Annual Fee | $0 | $0 |
| Base Rewards | 1% on all purchases | 1% on all purchases |
| Rewards Currency | Cash Back | ThankYou Points |
| Network | Mastercard | Mastercard |
| Credit Needed | Good | Good |
Capital One SavorOne Bonus Categories
- +3% dining
- +3% entertainment
- +3% streaming
- +3% groceries
- +5% hotels via Capital One
Citi Custom Cash Card Bonus Categories
- +5% on top spending category (up to $500/month)
Frequently Asked Questions
Which is better, Capital One SavorOne or Citi Custom Cash Card?
The Capital One SavorOne offers a higher sign-up bonus value ($200 vs 20,000 points). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the Capital One SavorOne and Citi Custom Cash Card?
Yes, since the Capital One SavorOne is issued by Capital One and the Citi Custom Cash Card is issued by Citi, you can apply for and hold both cards simultaneously.
What credit score do I need for these cards?
The Capital One SavorOne typically requires good credit, while the Citi Custom Cash Card requires good credit. A score of 700+ is generally recommended for premium cards.