Chase Freedom Flex vs Chase Freedom Unlimited

Compare these two cards side by side to find the best fit for your spending and travel goals.

Chase Freedom Flex
Chase
Chase Freedom Unlimited
Chase
Sign-Up Bonus$200$200
Bonus Value$200$200
Spend Required$500$500
Timeframe3 months3 months
Annual Fee$0$0
Base Rewards1% on all purchases1.5% on all purchases
Rewards CurrencyUltimate RewardsUltimate Rewards
NetworkMastercardVisa
Credit NeededGoodGood

Chase Freedom Flex Perks

  • +0% intro APR for 15 months
  • +No annual fee
  • +Cell phone protection

Chase Freedom Unlimited Perks

  • +0% intro APR for 15 months
  • +No annual fee

Chase Freedom Flex Bonus Categories

  • +5% rotating categories (quarterly)
  • +3% dining
  • +3% drugstores

Chase Freedom Unlimited Bonus Categories

  • +3% dining
  • +3% drugstores
  • +5% travel via Chase portal

Frequently Asked Questions

Which is better, Chase Freedom Flex or Chase Freedom Unlimited?

The Chase Freedom Flex offers a higher sign-up bonus value ($200 vs $200). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.

Can I have both the Chase Freedom Flex and Chase Freedom Unlimited?

Both cards are issued by Chase, so you can hold both. However, check Chase's rules on sign-up bonus eligibility if you already have one of these cards.

What credit score do I need for these cards?

The Chase Freedom Flex typically requires good credit, while the Chase Freedom Unlimited requires good credit. A score of 700+ is generally recommended for premium cards.