Chase Freedom Flex
Annual fee: $0
Sign-Up Bonus
Value assumptions and offer source
Cash bonus at face value. Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.
Offer last checked 2026-10-11.
Offer sourceBonus History
No bonus changes detected yet. Current bonus: $250 (~$250).
Tracking since February 10, 2026
Earning Rates
Card Benefits
- ✓0% intro APR for 15 months
- ✓No annual fee
- ✓Cell phone protection
Why Consider the Chase Freedom Flex
The Chase Freedom Flex from Chase offers a $250 sign-up bonus worth approximately $250. The $500 spend requirement over 3 months is manageable for most cardholders.
Beyond the sign-up bonus, the card earns 5% rotating categories (quarterly), 3% dining, 3% drugstores on top of 1% on all purchases. Ultimate Rewards points can be transferred to airline and hotel partners for outsized value, or redeemed at 1.25-1.5x through the Chase travel portal with a Sapphire card.
With no annual fee, this card is a keeper — you can hold it indefinitely without cost. The card requires good credit (670+).
Chase Application Rules
5/24 rule: Cannot be approved if you've opened 5+ cards in past 24 months
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