Chase Freedom Flex vs Discover it Cash Back
Compare these two cards side by side to find the best fit for your spending and travel goals.
Chase Freedom Flex Chase | Discover it Cash Back Discover | |
|---|---|---|
| Sign-Up Bonus | $200 | Cashback Match |
| Bonus Value | $200 | $150 |
| Spend Required | $500 | $0 |
| Timeframe | 3 months | 12 months |
| Annual Fee | $0 | $0 |
| Base Rewards | 1% on all purchases | 1% on all purchases |
| Rewards Currency | Ultimate Rewards | Cashback Bonus |
| Network | Mastercard | Discover |
| Credit Needed | Good | Good |
Chase Freedom Flex Perks
- +0% intro APR for 15 months
- +No annual fee
- +Cell phone protection
Chase Freedom Flex Bonus Categories
- +5% rotating categories (quarterly)
- +3% dining
- +3% drugstores
Discover it Cash Back Bonus Categories
- +5% rotating categories (quarterly, up to $1,500)
Frequently Asked Questions
Which is better, Chase Freedom Flex or Discover it Cash Back?
The Chase Freedom Flex offers a higher sign-up bonus value ($200 vs Cashback Match). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the Chase Freedom Flex and Discover it Cash Back?
Yes, since the Chase Freedom Flex is issued by Chase and the Discover it Cash Back is issued by Discover, you can apply for and hold both cards simultaneously.
What credit score do I need for these cards?
The Chase Freedom Flex typically requires good credit, while the Discover it Cash Back requires good credit. A score of 700+ is generally recommended for premium cards.