Chase Freedom Unlimited vs Citi Custom Cash Card
Compare these two cards side by side to find the best fit for your spending and travel goals.
Chase Freedom Unlimited Chase | Citi Custom Cash Card Citi | |
|---|---|---|
| Sign-Up Bonus | $200 | 20,000 points |
| Bonus Value | $200 | $200 |
| Spend Required | $500 | $1,500 |
| Timeframe | 3 months | 3 months |
| Annual Fee | $0 | $0 |
| Base Rewards | 1.5% on all purchases | 1% on all purchases |
| Rewards Currency | Ultimate Rewards | ThankYou Points |
| Network | Visa | Mastercard |
| Credit Needed | Good | Good |
Chase Freedom Unlimited Bonus Categories
- +3% dining
- +3% drugstores
- +5% travel via Chase portal
Citi Custom Cash Card Bonus Categories
- +5% on top spending category (up to $500/month)
Frequently Asked Questions
Which is better, Chase Freedom Unlimited or Citi Custom Cash Card?
The Chase Freedom Unlimited offers a higher sign-up bonus value ($200 vs 20,000 points). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the Chase Freedom Unlimited and Citi Custom Cash Card?
Yes, since the Chase Freedom Unlimited is issued by Chase and the Citi Custom Cash Card is issued by Citi, you can apply for and hold both cards simultaneously.
What credit score do I need for these cards?
The Chase Freedom Unlimited typically requires good credit, while the Citi Custom Cash Card requires good credit. A score of 700+ is generally recommended for premium cards.