Best Credit Card Bonuses February 2026

Looking for the best credit card sign-up bonuses this month? We've compiled the top offers available in February 2026. With 43 cards worth $30,815+ in bonuses, there's never been a better time to maximize your rewards.

43
Active Offers
$30,815
Total Value
$2,400
Highest Bonus
5
No Annual Fee

Top 10 Sign-Up Bonuses for February 2026

1
American Express

American Express Business Gold

200,000 points
~$2,400 value
Spend Required$15,000 in 3 months
Annual Fee$375
Base Rewards1x on all purchases
4x on top 2 categories each month (up to $150k/yr)Categories: airfare, advertising, gas, shipping, computing, restaurants
Apply NowDetails
2
American Express

The Business Platinum Card from American Express

200,000 points
~$2,400 value
Spend Required$20,000 in 3 months
Annual Fee$895
Base Rewards1x on all purchases
5x flights booked directly or via Amex Travel1.5x on purchases $5k+
Apply NowDetails
3
Chase

Chase Sapphire Reserve

125,000 points
~$1,875 value
Spend Required$4,000 in 3 months
Annual Fee$550
Base Rewards1x on all purchases
3x dining3x travel10x hotels via portal+1 more
Apply NowDetails
4
Chase

Ink Business Preferred

100,000 points
~$1,250 value
Spend Required$8,000 in 3 months
Annual Fee$95
Base Rewards1x on all purchases
3x travel3x shipping3x internet/cable/phone+1 more
Apply NowDetails
5
Capital One

Capital One Venture Rewards

75,000 miles
~$1,125 value
Spend Required$4,000 in 3 months
Annual Fee$95
Base Rewards2x on all purchases
5x hotels/rentals via Capital One Travel
Apply NowDetails
6
American Express

Delta SkyMiles Platinum Card

100,000 miles
~$1,100 value
Spend Required$4,000 in 6 months
Annual Fee$350
Base Rewards1x on all purchases
3x Delta2x restaurants2x groceries+1 more
Apply NowDetails
7
Chase

Chase Sapphire Preferred

70,000 points
~$1,050 value
Spend Required$4,000 in 3 months
Annual Fee$95
Base Rewards1x on all purchases
3x dining3x streaming2x travel+1 more
Apply NowDetails
8
Chase

World of Hyatt Credit Card

30,000 points
~$1,000 value
Spend Required$15,000 in 6 months
Annual Fee$95
Base Rewards1x on all purchases
4x Hyatt2x restaurants2x airline tickets+2 more
Apply NowDetails
9
American Express

The Platinum Card from American Express

80,000 points
~$960 value
Spend Required$8,000 in 6 months
Annual Fee$695
Base Rewards1x on all purchases
5x flights booked directly5x hotels via Amex Travel
Apply NowDetails
10
Barclays

JetBlue Plus Card

80,000 points
~$960 value
Spend Required$1,000 in 3 months
Annual Fee$99
Base Rewards1x on all purchases
6x JetBlue2x restaurants2x groceries
Apply NowDetails

Best Travel Card Bonuses

Chase

Chase Sapphire Reserve

125,000 points
~$1,875 value
Spend Required$4,000 in 3 months
Annual Fee$550
Base Rewards1x on all purchases
3x dining3x travel10x hotels via portal+1 more
Apply NowDetails
Wells Fargo

Wells Fargo Autograph Card

60,000 points
~$900 value
Spend Required$1,000 in 3 months
Annual Fee$0
Base Rewards1x on all purchases
3x restaurants3x travel3x gas+2 more
Apply NowDetails
Capital One

Capital One Venture Rewards

75,000 miles
~$1,125 value
Spend Required$4,000 in 3 months
Annual Fee$95
Base Rewards2x on all purchases
5x hotels/rentals via Capital One Travel
Apply NowDetails
Chase

Chase Sapphire Preferred

70,000 points
~$1,050 value
Spend Required$4,000 in 3 months
Annual Fee$95
Base Rewards1x on all purchases
3x dining3x streaming2x travel+1 more
Apply NowDetails
American Express

American Express Gold Card

60,000 points
~$720 value
Spend Required$6,000 in 6 months
Annual Fee$250
Base Rewards1x on all purchases
4x restaurants4x groceries (up to $25k/yr)3x flights
Apply NowDetails
View all travel cards →

Best Cash Back Bonuses

Citi

Citi Custom Cash Card

20,000 points
~$200 value
Spend Required$1,500 in 3 months
Annual Fee$0
Base Rewards1% on all purchases
5% on top spending category (up to $500/month)
Apply NowDetails
Chase

Chase Freedom Unlimited

$200
~$200 value
Spend Required$500 in 3 months
Annual Fee$0
Base Rewards1.5% on all purchases
3% dining3% drugstores5% travel via Chase portal
Apply NowDetails
American Express

Blue Cash Preferred Card

$350
~$350 value
Spend Required$3,000 in 6 months
Annual Fee$0(waived yr 1)
Base Rewards1% on all purchases
6% groceries (up to $6k/yr)6% streaming3% transit+1 more
Apply NowDetails
Capital One

Capital One SavorOne

$200
~$200 value
Spend Required$500 in 3 months
Annual Fee$0
Base Rewards1% on all purchases
3% dining3% entertainment3% streaming+2 more
Apply NowDetails
Discover

Discover it Cash Back

Cashback Match
~$150 value
Spend Required$0 in 12 months
Annual Fee$0
Base Rewards1% on all purchases
5% rotating categories (quarterly, up to $1,500)
Apply NowDetails
View all cash back cards →

Best No Annual Fee Bonuses

Wells Fargo

Wells Fargo Autograph Card

60,000 points
~$900 value
Spend Required$1,000 in 3 months
Annual Fee$0
Base Rewards1x on all purchases
3x restaurants3x travel3x gas+2 more
Apply NowDetails
Citi

Citi Custom Cash Card

20,000 points
~$200 value
Spend Required$1,500 in 3 months
Annual Fee$0
Base Rewards1% on all purchases
5% on top spending category (up to $500/month)
Apply NowDetails
Chase

Chase Freedom Unlimited

$200
~$200 value
Spend Required$500 in 3 months
Annual Fee$0
Base Rewards1.5% on all purchases
3% dining3% drugstores5% travel via Chase portal
Apply NowDetails
American Express

Blue Cash Preferred Card

$350
~$350 value
Spend Required$3,000 in 6 months
Annual Fee$0(waived yr 1)
Base Rewards1% on all purchases
6% groceries (up to $6k/yr)6% streaming3% transit+1 more
Apply NowDetails
Capital One

Capital One SavorOne

$200
~$200 value
Spend Required$500 in 3 months
Annual Fee$0
Base Rewards1% on all purchases
3% dining3% entertainment3% streaming+2 more
Apply NowDetails
View all no annual fee cards →

Tips for Maximizing Credit Card Bonuses in February 2026

  • • Meet spending requirements early - Don't wait until the last minute to hit your bonus threshold.
  • • Use for planned purchases - Time big purchases with new card applications to easily meet spend requirements.
  • • Check your 5/24 status - If you want Chase cards, make sure you haven't opened 5+ cards in 24 months.
  • • Consider business cards - They often have higher bonuses and don't affect personal credit 5/24 count.
  • • Stack with shopping portals - Earn extra rewards by shopping through issuer portals.