Blue Cash Preferred Card vs Citi Custom Cash Card
Compare these two cards side by side to find the best fit for your spending and travel goals.
Blue Cash Preferred Card American Express | Citi Custom Cash Card Citi | |
|---|---|---|
| Sign-Up Bonus | $350 | 20,000 points |
| Bonus Value | $350 | $200 |
| Spend Required | $3,000 | $1,500 |
| Timeframe | 6 months | 3 months |
| Annual Fee | $0 | $0 |
| Base Rewards | 1% on all purchases | 1% on all purchases |
| Rewards Currency | Statement Credit | ThankYou Points |
| Network | Amex | Mastercard |
| Credit Needed | Good | Good |
Blue Cash Preferred Card Perks
- +$0 annual fee first year (then $95)
- +0% intro APR for 12 months
Blue Cash Preferred Card Bonus Categories
- +6% groceries (up to $6k/yr)
- +6% streaming
- +3% transit
- +3% gas
Citi Custom Cash Card Bonus Categories
- +5% on top spending category (up to $500/month)
Frequently Asked Questions
Which is better, Blue Cash Preferred Card or Citi Custom Cash Card?
The Blue Cash Preferred Card offers a higher sign-up bonus value ($350 vs 20,000 points). However, the best choice depends on your spending habits, travel preferences, and whether the annual fee is worth it for your situation.
Can I have both the Blue Cash Preferred Card and Citi Custom Cash Card?
Yes, since the Blue Cash Preferred Card is issued by American Express and the Citi Custom Cash Card is issued by Citi, you can apply for and hold both cards simultaneously.
What credit score do I need for these cards?
The Blue Cash Preferred Card typically requires good credit, while the Citi Custom Cash Card requires good credit. A score of 700+ is generally recommended for premium cards.