Best Credit Cards for Gas 2026

Save on every fill-up with bonus gas rewards. 10 cards with gas bonuses worth $7,510+ in sign-up value.

Quick Picks

Best Gas Rate
Hilton Honors Surpass
Best No Annual Fee
Amex Blue Cash Everyday
Best All-Around
Citi Premier Card
American Express

American Express Business Gold

200,000 points
~$2,400 value
Spend Required$15,000 in 3 months
Annual Fee$375
Base Rewards1x on all purchases
4x on top 2 categories each month (up to $150k/yr)Categories: airfare, advertising, gas, shipping, computing, restaurants
Citi

Citi AAdvantage Platinum Select

80,000 miles
~$960 value
Spend Required$2,500 in 3 months
Annual Fee$99(waived yr 1)
Base Rewards1x on all purchases
2x American Airlines2x restaurants2x gas+1 more
Wells Fargo

Wells Fargo Autograph Card

60,000 points
~$900 value
Spend Required$1,000 in 3 months
Annual Fee$0
Base Rewards1x on all purchases
3x restaurants3x travel3x gas+2 more
Chase

Ink Business Cash

$750
~$750 value
Spend Required$6,000 in 3 months
Annual Fee$0
Base Rewards1% on all purchases
5% office supply stores (up to $25k/yr)5% internet/cable/phone (up to $25k/yr)2% gas (up to $25k/yr)+1 more
American Express

Hilton Honors Surpass Card

130,000 points
~$650 value
Spend Required$3,000 in 6 months
Annual Fee$150
Base Rewards3x on all purchases
12x Hilton6x restaurants6x groceries+1 more
Citi

Citi Premier Card

60,000 points
~$600 value
Spend Required$4,000 in 3 months
Annual Fee$95
Base Rewards1x on all purchases
3x restaurants3x supermarkets3x gas+2 more
American Express

Hilton Honors Card

80,000 points
~$400 value
Spend Required$2,000 in 6 months
Annual Fee$0
Base Rewards3x on all purchases
7x Hilton5x restaurants5x groceries+1 more
American Express

Blue Cash Preferred Card

$350
~$350 value
Spend Required$3,000 in 6 months
Annual Fee$0(waived yr 1)
Base Rewards1% on all purchases
6% groceries (up to $6k/yr)6% streaming3% transit+1 more
US Bank

US Bank Altitude Connect

20,000 points
~$300 value
Spend Required$1,000 in 3 months
Annual Fee$0
Base Rewards1x on all purchases
5x hotels/car rentals via Travel Center4x travel and gas/EV charging (up to $1k/quarter)2x dining+2 more
American Express

Blue Cash Everyday Card

$200
~$200 value
Spend Required$2,000 in 6 months
Annual Fee$0
Base Rewards1% on all purchases
3% groceries (up to $6k/yr)3% gas3% online retail

Frequently Asked Questions

Which credit card gives the most cash back on gas?

The Hilton Honors Surpass Card earns 6x points at gas stations, and the Amex Blue Cash Preferred earns 3% back on gas. For a no-fee option, the Amex Blue Cash Everyday and Citi Premier both offer 3% or 3x on gas.

Do gas rewards work at all gas stations?

Most cards earn bonus rewards at any station that codes as a gas merchant, regardless of brand. However, purchases at gas station convenience stores may not qualify for the gas bonus rate.

Are gas credit cards worth it with an annual fee?

If you spend $200+/month on gas, a card with 3-6% back can easily offset a moderate annual fee. For example, 6% back on $200/month = $144/year in rewards, well above a $95 annual fee.