Best Credit Cards for Dining 2026

Barclays

JetBlue Plus Card

70,000 points

~$1,050 value

Offer confirmed 2026-10-11

Spend Required$1,000 in 90 days

Spend $1,000 in net purchases and pay the $99 annual fee in full, both within the first 90 days after account opening.

Annual Fee$99

Base Rewards1x on all purchases

6x JetBlue2x restaurants2x groceries

Monthly spend neededCheck terms

Estimated first-year value$951

Qualifying purchases exclude credits, returns and adjustments. Minimum payments may not pay the annual fee in full by the deadline.

Value assumptions and offer source

Existing card-specific editorial estimate; review required. Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.

Offer last checked 2026-10-11.

Chase

Chase Sapphire Reserve

100,000 points

~$1,000 value

Offer confirmed 2026-10-11

Spend Required$6,000 in 3 months

Annual Fee$795

Base Rewards1x on other purchases

8x Chase Travel purchases, including The Edit4x flights booked directly4x hotels booked directly+1 more

Monthly spend needed$2,000

Estimated first-year value$205

Value assumptions and offer source

1¢ per point: Chase Travel redemption (standard rate) (issuer terms, checked 2026-10-07). Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.

Offer last checked 2026-10-11.

Chase

World of Hyatt Credit Card

30,000 points

~$1,000 value (unconfirmed estimate)

Unconfirmed offer

Spend Required$15,000 in 6 months

Annual Fee$95

Base Rewards1x on all purchases

4x Hyatt2x restaurants2x airline tickets+2 more

Monthly spend needed$2,500

Estimated first-year value$905 (unconfirmed estimate)

We have not confirmed this offer. The bonus and value are unconfirmed estimates, so check the issuer for the current offer.

Value assumptions and offer source

Existing card-specific editorial estimate; review required. Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.

This offer has not been checked.

American Express

Delta SkyMiles Platinum Card

100,000 miles

~$1,000 value (unconfirmed estimate)

Unconfirmed offer

Spend Required$4,000 in 6 months

Annual Fee$350

Base Rewards1x on all purchases

3x Delta2x restaurants2x groceries+1 more

Monthly spend needed$667

Estimated first-year value$650 (unconfirmed estimate)

We have not confirmed this offer. The bonus and value are unconfirmed estimates, so check the issuer for the current offer.

Value assumptions and offer source

1¢ per point: Pay with Miles (hypothetical scenario, last maintained 2026-01-31). Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.

This offer has not been checked.

Citi

Citi AAdvantage Platinum Select

80,000 miles

~$960 value (unconfirmed estimate)

Unconfirmed offer

Spend Required$2,500 in 3 months

Annual Fee$99(waived yr 1)

Base Rewards1x on all purchases

2x American Airlines2x restaurants2x gas+1 more

Monthly spend needed$834

Estimated first-year value$960 (unconfirmed estimate)

We have not confirmed this offer. The bonus and value are unconfirmed estimates, so check the issuer for the current offer.

Value assumptions and offer source

Existing card-specific editorial estimate; review required. Subtracts no first-year fee (waived); excludes ongoing rewards, credits, interest, and taxes.

This offer has not been checked.

Bank of America

Bank of America Premium Rewards

60,000 points

~$900 value (unconfirmed estimate)

Unconfirmed offer

Spend Required$4,000 in 3 months

Annual Fee$95

Base Rewards1.5x on all purchases

2x travel2x dining

Monthly spend needed$1,334

Estimated first-year value$805 (unconfirmed estimate)

We have not confirmed this offer. The bonus and value are unconfirmed estimates, so check the issuer for the current offer.

Value assumptions and offer source

Existing card-specific editorial estimate; review required. Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.

This offer has not been checked.

Wells Fargo

Wells Fargo Autograph Journey Card

60,000 points

~$900 value

Last confirmed 2026-09-23

Spend Required$4,000 in 3 months

Annual Fee$95

Base Rewards1x on all purchases

5x hotels4x airlines3x restaurants+1 more

Monthly spend needed$1,334

Estimated first-year value$805

We last confirmed this offer on 2026-09-23. It may have changed since, so check the issuer before applying.

Value assumptions and offer source

Existing card-specific editorial estimate; review required. Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.

Offer last checked 2026-09-23.

Wells Fargo

Wells Fargo Autograph Card

60,000 points

~$900 value (unconfirmed estimate)

Unconfirmed offer

Spend Required$1,000 in 3 months

Annual Fee$0

Base Rewards1x on all purchases

3x restaurants3x travel3x gas+2 more

Monthly spend needed$334

Estimated first-year value$900 (unconfirmed estimate)

We have not confirmed this offer. The bonus and value are unconfirmed estimates, so check the issuer for the current offer.

Value assumptions and offer source

Existing card-specific editorial estimate; review required. Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.

This offer has not been checked.

Official offer details Pricing and account terms

Chase

Chase Sapphire Preferred

75,000 points

~$750 value

Offer confirmed 2026-10-11

Spend Required$5,000 in 3 months

Preferred is unavailable if already held. Prior ownership, bonuses, and account history can limit bonus eligibility.

Preferred offer conditions

Spend $5,000 in qualifying purchases in the first 3 months from account opening. Chase says the card is unavailable if you already hold it. Prior ownership, prior bonuses, and opening or closing other cards may affect bonus eligibility; a fixed waiting period does not guarantee another bonus. The account must be open and not in default when the bonus is fulfilled. Balance transfers, cash advances and cash-like transactions, gambling, money transfers and account funding, account-access checks, interest, fees, and unauthorized or fraudulent charges do not qualify. Allow 6–8 weeks after qualification for the bonus to post. See the official offer details; offers can differ by application channel.

Annual Fee$95

Base Rewards1x on other purchases

5x Chase Travel purchases3x dining, selected streaming and online grocery (exclusions apply)3x gas stations, EV charging and vacation homes at eligible brands+1 more

Monthly spend needed$1,667

Estimated first-year value$655

Value assumptions and offer source

1¢ per point: Chase Travel redemption (standard rate) (issuer terms, checked 2026-10-07). Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.

Offer last checked 2026-10-11.

Chase

Ink Business Cash

$750

~$750 value (unconfirmed estimate)

Unconfirmed offer

Spend Required$6,000 in 3 months

Annual Fee$0

Base Rewards1% on other purchases

5% combined office-supply, internet, cable and phone purchases, up to $25,000 per account anniversary year2% combined gas-station and restaurant purchases, up to $25,000 per account anniversary year

Monthly spend needed$2,000

Estimated first-year value$750 (unconfirmed estimate)

We last confirmed this offer on 2026-09-23; the current offer needs rechecking. The bonus and value are unconfirmed estimates, so check the issuer for the current offer.

Value assumptions and offer source

Cash bonus at face value. Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.

Offer last checked 2026-09-23.

American Express

Hilton Honors Aspire Card

175,000 points

~$700 value (unconfirmed estimate)

Unconfirmed offer

Spend Required$6,000 in 6 months

Annual Fee$550

Base Rewards3x on all purchases

14x Hilton7x restaurants7x flights booked directly

Monthly spend needed$1,000

Estimated first-year value$150 (unconfirmed estimate)

We have not confirmed this offer. The bonus and value are unconfirmed estimates, so check the issuer for the current offer.

Value assumptions and offer source

0.4¢ per point: Standard hotel redemption (hypothetical scenario, last maintained 2026-01-31). Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.

This offer has not been checked.

Chase

Southwest Rapid Rewards Priority

60,000 points

~$660 value

Offer confirmed 2026-10-11

Spend Required$2,000 in 3 months

Annual Fee$229

Base Rewards1x on all other purchases

4x Southwest Airlines purchases2x gas stations and restaurants

Monthly spend needed$667

Estimated first-year value$431

Value assumptions and offer source

1.1¢ per point: Business Select (hypothetical scenario, last maintained 2026-01-31). Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.

Offer last checked 2026-10-11.

American Express

Hilton Honors Surpass Card

130,000 points

~$520 value (unconfirmed estimate)

Unconfirmed offer

Spend Required$3,000 in 6 months

Annual Fee$150

Base Rewards3x on all purchases

12x Hilton6x restaurants6x groceries+1 more

Monthly spend needed$500

Estimated first-year value$370 (unconfirmed estimate)

We have not confirmed this offer. The bonus and value are unconfirmed estimates, so check the issuer for the current offer.

Value assumptions and offer source

0.4¢ per point: Standard hotel redemption (hypothetical scenario, last maintained 2026-01-31). Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.

This offer has not been checked.

American Express

Delta SkyMiles Gold Card

50,000 miles

~$500 value (unconfirmed estimate)

Unconfirmed offer

Spend Required$3,000 in 3 months

Annual Fee$150(waived yr 1)

Base Rewards1x on all purchases

2x Delta2x restaurants2x groceries

Monthly spend needed$1,000

Estimated first-year value$500 (unconfirmed estimate)

We have not confirmed this offer. The bonus and value are unconfirmed estimates, so check the issuer for the current offer.

Value assumptions and offer source

1¢ per point: Pay with Miles (hypothetical scenario, last maintained 2026-01-31). Subtracts no first-year fee (waived); excludes ongoing rewards, credits, interest, and taxes.

This offer has not been checked.

American Express

American Express Gold Card

60,000 points

~$360 value (unconfirmed estimate)

Unconfirmed offer

Spend Required$6,000 in 6 months

Annual Fee$325

Base Rewards1x on other eligible purchases

4x restaurants worldwide, up to $50,000 per calendar year; then 1x4x U.S. supermarkets, up to $25,000 per calendar year; then 1x3x eligible flights booked directly or through Amex Travel+1 more

Monthly spend needed$1,000

Estimated first-year value$35 (unconfirmed estimate)

We have not confirmed this offer. The bonus and value are unconfirmed estimates, so check the issuer for the current offer.

Value assumptions and offer source

0.6¢ per point: Statement credit (hypothetical scenario, last maintained 2026-01-31). Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.

This offer has not been checked.

American Express

Hilton Honors Card

80,000 points

~$320 value (unconfirmed estimate)

Unconfirmed offer

Spend Required$2,000 in 6 months

Annual Fee$0

Base Rewards3x on all purchases

7x Hilton5x restaurants5x groceries+1 more

Monthly spend needed$334

Estimated first-year value$320 (unconfirmed estimate)

We have not confirmed this offer. The bonus and value are unconfirmed estimates, so check the issuer for the current offer.

Value assumptions and offer source

0.4¢ per point: Standard hotel redemption (hypothetical scenario, last maintained 2026-01-31). Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.

This offer has not been checked.

US Bank

US Bank Altitude Connect

20,000 points

~$300 value (unconfirmed estimate)

Unconfirmed offer

Spend Required$1,000 in 3 months

Annual Fee$0

Base Rewards1x on all purchases

5x hotels/car rentals via Travel Center4x travel and gas/EV charging (up to $1k/quarter)2x dining+2 more

Monthly spend needed$334

Estimated first-year value$300 (unconfirmed estimate)

We have not confirmed this offer. The bonus and value are unconfirmed estimates, so check the issuer for the current offer.

Value assumptions and offer source

Existing card-specific editorial estimate; review required. Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.

This offer has not been checked.

Citi

Citi Premier Card

60,000 points

~$300 value (unconfirmed estimate)

Unconfirmed offer

Spend Required$4,000 in 3 months

Annual Fee$95

Base Rewards1x on all purchases

3x restaurants3x supermarkets3x gas+2 more

Monthly spend needed$1,334

Estimated first-year value$205 (unconfirmed estimate)

We have not confirmed this offer. The bonus and value are unconfirmed estimates, so check the issuer for the current offer.

Value assumptions and offer source

0.5¢ per point: Statement credit (hypothetical scenario, last maintained 2026-01-31). Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.

This offer has not been checked.

Chase

United Explorer Card

25,000 miles

~$275 value (unconfirmed estimate)

Unconfirmed offer

Spend Required$3,000 in 3 months

Annual Fee$150(waived yr 1)

Base Rewards1x on all purchases

2x United2x dining2x hotels

Monthly spend needed$1,000

Estimated first-year value$275 (unconfirmed estimate)

We have not confirmed this offer. The bonus and value are unconfirmed estimates, so check the issuer for the current offer.

Value assumptions and offer source

1.1¢ per point: Domestic economy (hypothetical scenario, last maintained 2026-01-31). Subtracts no first-year fee (waived); excludes ongoing rewards, credits, interest, and taxes.

This offer has not been checked.

Chase

Marriott Bonvoy Boundless

50,000 points

~$250 value (unconfirmed estimate)

Unconfirmed offer

Spend Required$3,000 in 3 months

Annual Fee$95

Base Rewards2x on all purchases

6x Marriott3x dining3x groceries

Monthly spend needed$1,000

Estimated first-year value$155 (unconfirmed estimate)

We have not confirmed this offer. The bonus and value are unconfirmed estimates, so check the issuer for the current offer.

Value assumptions and offer source

0.5¢ per point: Airline transfer (3:1) (hypothetical scenario, last maintained 2026-01-31). Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.

This offer has not been checked.

Chase

Chase Freedom Flex

$250

~$250 value

Offer confirmed 2026-10-11

Spend Required$500 in 3 months

Annual Fee$0

Base Rewards1% on all purchases

5% rotating categories (quarterly)3% dining3% drugstores

Monthly spend needed$167

Estimated first-year value$250

Value assumptions and offer source

Cash bonus at face value. Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.

Offer last checked 2026-10-11.

Chase

Chase Freedom Unlimited

$200

~$200 value

Offer confirmed 2026-10-11

Spend Required$500 in 3 months

Annual Fee$0

Base Rewards1.5% on all purchases

3% dining3% drugstores5% travel via Chase portal

Monthly spend needed$167

Estimated first-year value$200

Value assumptions and offer source

Cash bonus at face value. Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.

Offer last checked 2026-10-11.

Capital One

Capital One SavorOne

$200

~$200 value (unconfirmed estimate)

Unconfirmed offer

Spend Required$500 in 3 months

Annual Fee$0

Base Rewards1% on all purchases

3% dining3% entertainment3% streaming+2 more

Monthly spend needed$167

Estimated first-year value$200 (unconfirmed estimate)

We have not confirmed this offer. The bonus and value are unconfirmed estimates, so check the issuer for the current offer.

Value assumptions and offer source

Cash bonus at face value. Subtracts the annual fee; excludes ongoing rewards, credits, interest, and taxes.

This offer has not been checked.