Best Credit Card Bonuses May 2026

Looking for the best credit card sign-up bonuses this month? We've compiled the top offers available in May 2026. With 43 cards worth $38,100+ in bonuses, there's never been a better time to maximize your rewards.

43
Active Offers
$38,100
Total Value
$4,500
Highest Bonus
5
No Annual Fee

Top 10 Sign-Up Bonuses for May 2026

1
American Express

The Business Platinum Card from American Express

300,000 points
~$4,500 value
Spend Required$20,000 in 15 months
Annual Fee$895
Base Rewards1x on all purchases
5x flights booked directly or via Amex Travel1.5x on purchases $5k+
2
American Express

American Express Business Gold

200,000 points
~$3,000 value
Spend Required$15,000 in 3 months
Annual Fee$375
Base Rewards1x on all purchases
4x on top 2 categories each month (up to $150k/yr)Categories: airfare, advertising, gas, shipping, computing, restaurants
3
American Express

The Platinum Card from American Express

175,000 points
~$2,625 value
Spend Required$8,000 in 6 months
Annual Fee$895
Base Rewards1x on all purchases
5x flights booked directly5x hotels via Amex Travel
4
Chase

Chase Sapphire Reserve

150,000 points
~$2,250 value
Spend Required$4,000 in 3 months
Annual Fee$795
Base Rewards1x on all purchases
3x dining3x travel10x hotels via portal+1 more
5
Capital One

Capital One Venture Rewards

150,000 miles
~$2,250 value
Spend Required$4,000 in 3 months
Annual Fee$95
Base Rewards2x on all purchases
5x hotels/rentals via Capital One Travel
6
Chase

Ink Business Preferred

100,000 points
~$1,500 value
Spend Required$8,000 in 3 months
Annual Fee$95
Base Rewards1x on all purchases
3x travel3x shipping3x internet/cable/phone+1 more
7
Chase

United Explorer Card

85,000 miles
~$1,275 value
Spend Required$3,000 in 3 months
Annual Fee$150(waived yr 1)
Base Rewards1x on all purchases
2x United2x dining2x hotels
8
Barclays

JetBlue Plus Card

75,000 points
~$1,125 value
Spend Required$1,000 in 3 months
Annual Fee$99
Base Rewards1x on all purchases
6x JetBlue2x restaurants2x groceries
9
American Express

Delta SkyMiles Platinum Card

100,000 miles
~$1,100 value
Spend Required$4,000 in 6 months
Annual Fee$350
Base Rewards1x on all purchases
3x Delta2x restaurants2x groceries+1 more
10
Chase

Chase Sapphire Preferred

70,000 points
~$1,050 value
Spend Required$4,000 in 3 months
Annual Fee$95
Base Rewards1x on all purchases
3x dining3x streaming2x travel+1 more

Best Travel Card Bonuses

Chase

Chase Sapphire Reserve

150,000 points
~$2,250 value
Spend Required$4,000 in 3 months
Annual Fee$795
Base Rewards1x on all purchases
3x dining3x travel10x hotels via portal+1 more
Chase

Marriott Bonvoy Boundless

50,000 points
~$750 value
Spend Required$3,000 in 3 months
Annual Fee$95
Base Rewards2x on all purchases
6x Marriott3x dining3x groceries
Bank of America

Bank of America Premium Rewards

60,000 points
~$900 value
Spend Required$4,000 in 3 months
Annual Fee$95
Base Rewards1.5x on all purchases
2x travel2x dining
Wells Fargo

Wells Fargo Autograph Journey Card

60,000 points
~$900 value
Spend Required$4,000 in 3 months
Annual Fee$95
Base Rewards1x on all purchases
5x hotels4x airlines3x restaurants+1 more
American Express

Delta SkyMiles Gold Card

50,000 miles
~$750 value
Spend Required$3,000 in 3 months
Annual Fee$150(waived yr 1)
Base Rewards1x on all purchases
2x Delta2x restaurants2x groceries

Best Cash Back Bonuses

Citi

Citi Custom Cash Card

20,000 points
~$300 value
Spend Required$1,500 in 3 months
Annual Fee$0
Base Rewards1% on all purchases
5% on top spending category (up to $500/month)
Chase

Chase Freedom Unlimited

$200
~$200 value
Spend Required$500 in 3 months
Annual Fee$0
Base Rewards1.5% on all purchases
3% dining3% drugstores5% travel via Chase portal
American Express

Blue Cash Preferred Card

$350
~$350 value
Spend Required$3,000 in 6 months
Annual Fee$0(waived yr 1)
Base Rewards1% on all purchases
6% groceries (up to $6k/yr)6% streaming3% transit+1 more
Capital One

Capital One SavorOne

$200
~$200 value
Spend Required$500 in 3 months
Annual Fee$0
Base Rewards1% on all purchases
3% dining3% entertainment3% streaming+2 more
Discover

Discover it Cash Back

Cashback Match
~$150 value
Spend Required$0 in 12 months
Annual Fee$0
Base Rewards1% on all purchases
5% rotating categories (quarterly, up to $1,500)

Best No Annual Fee Bonuses

Citi

Citi Custom Cash Card

20,000 points
~$300 value
Spend Required$1,500 in 3 months
Annual Fee$0
Base Rewards1% on all purchases
5% on top spending category (up to $500/month)
Wells Fargo

Wells Fargo Autograph Card

60,000 points
~$900 value
Spend Required$1,000 in 3 months
Annual Fee$0
Base Rewards1x on all purchases
3x restaurants3x travel3x gas+2 more
Chase

Chase Freedom Unlimited

$200
~$200 value
Spend Required$500 in 3 months
Annual Fee$0
Base Rewards1.5% on all purchases
3% dining3% drugstores5% travel via Chase portal
American Express

Blue Cash Preferred Card

$350
~$350 value
Spend Required$3,000 in 6 months
Annual Fee$0(waived yr 1)
Base Rewards1% on all purchases
6% groceries (up to $6k/yr)6% streaming3% transit+1 more
Capital One

Capital One SavorOne

$200
~$200 value
Spend Required$500 in 3 months
Annual Fee$0
Base Rewards1% on all purchases
3% dining3% entertainment3% streaming+2 more

Tips for Maximizing Credit Card Bonuses in May 2026

  • Meet spending requirements early - Don't wait until the last minute to hit your bonus threshold.
  • Use for planned purchases - Time big purchases with new card applications to easily meet spend requirements.
  • Check your 5/24 status - If you want Chase cards, make sure you haven't opened 5+ cards in 24 months.
  • Consider business cards - They often have higher bonuses and don't affect personal credit 5/24 count.
  • Stack with shopping portals - Earn extra rewards by shopping through issuer portals.